AFP offers two levels of service, which can be customized for each client’s specific situation. In either case we work with you to answer three basic questions:

1. What are your financial and life goals?
2. Where are you today in relation to your goals?
3. How will you get from where you are today, to your goals?

Comprehensive Financial Management

This level of service is akin to having your own personal CFO on call throughout the year to answer any questions you may have on personal financial matters. We provide a fully integrated approach to financial planning that incorporates the development of the financial plan with the implementation of the plan to ensure you stand the best chance of achieving your objectives. Included in this service is unlimited access to AFP personnel, either through meetings or conference calls, and yearly updates to your plan. The firm will analyze your current portfolio in relation to your goals, time horizon, risk tolerance, and design and execute an investment plan based on those factors. We will continue to monitor and rebalance your portfolio and provide performance reports throughout the year. This can include assets that may be held by other institutions, as may be the case with retirement plans such as 401k and 403b plans. In addition, the firm will coordinate the development of the plan and the ongoing management with your other trusted advisors such as CPAs and estate attorneys.

Financial Check-Up

This is an hourly service appropriate for clients that are just starting out, or only need advice on a couple of issues, or perhaps just a second opinion. It can be a customized financial analysis and plan targeting a few areas of concern, or a complete plan. The ultimate implementation will be incumbent on the client to execute; however, we will provide the roadmap for the client to follow.

As part of either service we will analyze and provide solutions to:

• Investment portfolio asset allocation and management.
• Retirement planning.
• Education planning.
• Estate planning.
• Tax planning.
• Risk management and insurance planning.
• Budgeting and cash flow planning.
• Special projects such as real estate purchases, stock option analysis, and business plan development to name a few.

Azimuth Financial Planning Fees

The fee for Comprehensive Financial Management is based on the level of assets managed and the complexity of your situation, while the Financial Check-Up fee is based on the approximate number of hours needed to complete the project; in general the fees will be in the range described below:

Comprehensive Financial Management – annual fee of 0.20%-0.90% of the assets under management.
Financial Check-Up – typical fee is from $1,000 to $5,000.